The workshop that was held in Villanueva taught high school students about how to mange credit at a young age and how to use it in the long run. The instructor mentioned to the younger ones within the class how having a higher credit score will give them the opportunity to obtain necessities, such as cars. He gave tips on how to achieve a higher credit score, one way, was paying debts early to avoid any extra fees. Not only would paying early say you money, but it will also increase your credit score, due this action demonstrating that you are responsible and punctual with payments. Another way was to use your credit card continuously, but also responsibly. He gave an introduction about his life and how he was able to accomplish being a banker for the 10 years that he has been working.